Auto Insurance
Personal auto, non-owner coverage, FS-1 filings, DL-123 forms and SR-22 needs.
Start an online auto quote →Independent. Local. Here when you need us.
Insurance guidance for real life in the Carolinas.
From the family car to your business, home, health and life—we help you compare practical coverage options with a local agent who will explain them clearly.
Local agencyMultiple coverage optionsPersonal service
Coverage for what matters
One local agency. More ways to protect your world.
We help customers understand their choices, balance price and protection, and handle the forms that keep life moving.
Surety Bonds
Use our Merchant Bonding marketplace to choose, quote, purchase and issue eligible bonds online.
Visit the bond marketplace →Home & Property
Coverage options for homeowners, renters, landlords and property risks.
Request information →Business Insurance
Commercial auto, certificates of insurance and protection for local businesses.
Discuss your business →Life Insurance
Simple guidance for protecting the people who depend on you.
Get started online →Health Insurance
Marketplace health plan shopping through our HealthSherpa enrollment link.
Shop plans →Forms & Filings
Help with DL-123, certificates, proof of insurance and other customer documents.
Text your request →People before policies
Meet your local insurance team.
Get to know the people who answer your questions, help you compare options, and stand beside you when coverage matters most.
Ben Miday
Ben Miday has over 35 years in the insurance industry and a minister of the Gospel for over forty years. He graduated Pembroke State University in 1984 with a Bachelor of Science in Business Administration with a concentration in accounting. A US Navy Veteran, General Overseer of White Oak Christian Fellowship Center of Maxton, NC. He has two children, five grand-children, and one great-grandchild.
Patty Miday
22 Years in the Insurance Industry and 14 years in the banking industry. Mother of two, and grandmother of five, with one great-grandchild. General Overseer of White Oak Christian Fellowship Center, Maxton, NC. and owner of Miday Insurance Agency
Rikki McGirt
Born and raised in North Carolina with deep local roots. I am a graduate of North Carolina State University with a Bachelor of Education degree. I am dedicated to helping neighbors protect their homes, cars and families. I'm focused on clear, honest advice without confusing jargon. I try to take the time to listen to your unique story and needs to find the best protection for your home or auto that we can offer. When not at the office I enjoy spending time with my 2 wonderful sons and my family and friends.
Sarah Bullard
As a dedicated insurance agent of thirty years, I believe insurance is about more than policies. Insurance is about protecting families, businesses, and the things you've worked hard to build. I always take the time to understand each clients unique needs so I can provide personalized coverage and straightforward advice you can trust.
Your neighborhood agency
Rooted in Red Springs. Serving the Carolinas.
803 East 4th AvenueRed Springs, NC 28377
Monday–Friday · 9:00 AM–5:00 PM
910-843-9919
Learn about auto insurance, FS-1 filings, DL-123 forms, SR-22 coverage and certificates for drivers in Robeson County.
Existing customers
Finance, policy and payment links
These links open securely on the finance company or insurance carrier’s website.
Insurance, explained
Common auto insurance myths
Coverage depends on your policy—not assumptions. Here are a few important distinctions.
“Full coverage pays for everything.”
There is no single policy called “full coverage.” Liability, collision, comprehensive and other options each protect against different risks.
“I always need three repair estimates.”
Not necessarily. Requirements vary by insurer and claim. Ask the adjuster before arranging repairs.
“Any accident automatically raises my rate.”
Not always. Insurers consider fault, claims history, driving record, vehicle and other rating factors.
“My new car is automatically covered forever.”
Newly acquired vehicles often have a limited notification period. Contact your agent promptly after buying or replacing a vehicle.
Ready for a clearer insurance conversation?
Call, text or send us a message. We’ll help you decide what comes next.